Archive for the ‘Cruise Insurance’ Category

What is coverage repatriation ? I am trying to take a vacation cruise to Europe.?

Cruise Insurance | Posted by admin
Mar 11 2010

What is coverage repatriation ? I am trying to take a vacation cruise to Europe.

I do have medical Insurance in US and covers out side US by later claiming for it . Do I still need coverage repatriation and Medical Insurance . If yes how do I apply and whats a good travel insurance company ?

I am an Indian Citizen with a Green Card.

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Is it safe for us to drive around Cozumel unescorted?

Cruise Insurance | Posted by admin
Mar 09 2010

We are taking a cruise next month. Since cruise-ship tours are so expensive, its been suggested that we rent a jeep — with full insurance coverage — and tour around the island ourselves. With all the drug wars, kidnappings and such that one hears about in Mexico, I wonder how safe it is for us to be in Cozumel on our own.

I appreciate your thoughts and suggestions.

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2001 Dodge Dakota?

Cruise Insurance | Posted by admin
Mar 07 2010

im 15 and looking for a first car, ive found this for 50. It looks very nice.

1. Is it a good first car?
2. Does it get good mpg?
3. Will it cost alot for insurance?

2001 Dodge Dakota, its a 4×2, 3.9 L V6, with 93K miles.

cruise control
cd player
new tires
dual exhaust
fog lights
sliding rear window
sport plus package
no rust
full size spare
non-smoker
5 speed manual cd player

theres a full sized Dodge emblem on hood.

a few blemishes on the roof and top of the tailgate where the paint is starting to fade.

The guy is also throwing in a full black toolbox.

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How many poor folk's insurance could Rangel have bought with his Caribbean cruise cash?

Cruise Insurance | Posted by admin
Mar 05 2010

How much did u pay for liberty travel insurance for a cruise and or flight?

Cruise Insurance | Posted by admin
Mar 03 2010

I am going on a 7 day cruise and the Liberty Travel agent wants to charge per person for the Royal Caribbean cruise, and it may cover airfare if we arrange airfare through them. Is that rate worth it?
Is it possible to get travel insurance elsewhere, even though I still booked the cruise through liberty travel? Thanks

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is $17,100.00 a good deal for a 2009 Pontiac Solstice?

Cruise Insurance | Posted by admin
Mar 01 2010

Your Open QuestionShow me another »
Is ,100.00 a good price for a 2009 Pontiac Solstice? Should I take the leap…after my down payment it will be 0.00 a month for 48 months. It will be my primary car.

It has the following

Mileage 420
Body Style Convertible
Exterior Color Blue
Interior Color Tan
Engine 4 Cylinder Gasoline
Transmission 5 Speed Automatic
Drive Type 2 wheel drive – rear
Fuel Type Gasoline
Doors Two Door
Stock No. 10388A
VIN 1G2MN35B99Y100826
Top Get pre-qualified
for low rates today!
Get a Free CARFAX Record Check for this Pontiac.
Get a free insurance quote for this Pontiac
Get FREE 3-Month Trial of XM Radio

Vehicle Description
Installed Options
Anti Theft Device
OnStar Communications System
Power Driver Seat
Vanity Mirror(s)
Tire Pressure Monitor
Vehicle Stability Assist System
Daytime Running Lights
Driver Air Bag
Anti-Lock Brakes
Air Conditioning
Alloy Wheels
Adjustable Headrests
Front Bucket Seat(s)
Remote Stereo Controls
Bucket Seats
Cruise Control
CD Player
Console
Passenger Air Bag
Rear Window Defroster
Temperature Gauge
Radial Tires
Trip Odometer
Tachometer
Interval Wipers
Rear Defroster
Reclining Seat(s)
Auto Headlight Delay
Center Console
Dual Air Bags
Reading Lights
Power Outlet(s)
Beverage Holder (s)
Intermittent Wipers
Leather Seats
Power Door Locks
Power Mirrors
Power Windows
Power Steering
Remote Trunk Release
Traction Control System
Tinted Glass
Tilt Wheel

Seller’s Description and Comments
Airbag Deactivation,Emergency Trunk Release,Temperature Gauge,Air Conditioning,Vanity Mirrors,Vehicle Stability Assist,Tire Pressure Monitor,OnStar Communication System,Sport Suspension,Power Steering,Power Door Locks,Power Windows,Radial Tires,Trip Odometer,Tachometer,Tilt Steering Wheel,Cruise Control,Interval Wipers,Rear Defroster,Console,Front Bucket Seats,Reclining Seats,Leather Upholstery,CD Player,Adjustable Head Rests,Bucket Seats,Power Mirrors,Traction Control System,Auto Headlight Delay,Daytime Running Lights,Anti-Theft Device(s),Convertible Top,Remote Trunk Release,Power Drivers Seat,Center Console,Remote Stereo Controls,Analog Instruments,Color Coded Mirrors,Rear Window Defroster,Reading Light(s),Power Outlet(s),Alloy Wheels,Dual Air Bags,Driver Side Air Bag,Intermittent Wipers,Anti-Lock Braking System (ABS),Passenger Side Air Bag,Tinted or Privacy Glass,Beverage Holder (s)

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Vertigo linked to Miscarriage? Or left over from cruise vacation? Or…? Confused!?

Cruise Insurance | Posted by admin
Feb 27 2010

So… I’m currently going through a miscarriage. I’ve been preparing myself for it for weeks, ever since an ultrasound at 8 weeks showed the baby only measuring 6 weeks. They had me come back two weeks later (Friday 2/12) for another ultrasound – I still wasn’t bleeding at that time, but the ultrasound showed no growth.

My husband and I had planned a cruise vacation back in October for the following week (2/15 – 2/19), and come hell or high water, or miscarriage as it were, I was going on that cruise. My MD said I should be prepared that my miscarriage might start on the vacation, gave me some advice on when to seek medical attention, and advised us to get travel insurance… but he cleared me to go. So we went.

Miscarriage did start on Wednesday. Frankly I was so terrified of having to have a D&C when I got back if I didn’t miscarry naturally that part of me, at least, was relieved to see my body taking care of it naturally. I’ve been feeling tired, and had some pretty bad cramps, but all in all, I think I’ll be OK…

Then on Friday, we got off the boat and started for home. The problem is, I still feel like I’m on the ship! I think this is vertigo?… I feel like the boat is still rocking underneath me (so this may have started earlier – it’s possible that earlier on I just attributed it to some of the high winds and rough seas we experienced.) Has anyone heard of a connection between vertigo and miscarriage? Or should I get it checked out ASAP as something completely unrelated to the miscarriage?

FYI, I’m not scheduled to see my MD but I am supposed to call them tomorrow to give an update on what happened last week, and they’ll schedule me as appropriate for follow-ups.

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Insurance question after engine blow up?

Cruise Insurance | Posted by admin
Feb 25 2010

I was wondering, will insurance pay for damage to a car without being in accident? Let me give you example. What if I was driving on highway and my engine would blow up (not during racing, just cruising around), and I don’t have manufacturers warranty anymore. Can I file claim, and will insurance pay for new engine?
Hm, I thought so. Just wasn’t sure. Thanks for answers.

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not sure really how to title this so read, im curious.?

Cruise Insurance | Posted by admin
Feb 24 2010

I am going to be an upcoming senior. I have wanted a baby for a while now, and me and my boyfriend have talked about it and we think we can be ready. he is getting a job in august that is going to give him full benefits, like medical and all that jazz, if he gets married. and we think we want a baby, of course we are taking a week while he is on his cruise to clearly think this over that way we arent there to influence each other, but i think i really want it, but i want to wait until like november or decemeber, bcuz its my senior year of colorguard and I want to enjoy it bcuz i have decided when i go to college i wont do it. but then december 24 i turn 18, and ill be on my own insurance wise, and im asking basically how that would work, like if i got insurance what exactly does that cover and not cover. Then i was thinking I want to go to prom, and graduate so I was thinking maybe try after prom or graduation night, prom night is like a month after graduation and it wouldnt be a huge
deal, i just kinda wanna know if what i am doing is smart. alot of people will say no that i should go on to college, but i want a baby and i am willing to wait til i at least graduate high school. plus with all the college crap down here with rapes and killings i kinda wanna do it online anyway. so is this really smart? and exactly how would the insurance work? and ill ask more questions as i think of them bcuz its hard to think of what exactly im trying to say in question form so i am just thinking of how to say it in alot form.
do not be mean either, like the fact im willing to wait.
wow alot of you all are more supportive then i thought. i like this. but yeah i know i keep putting it off and saying i wanna wait til this and that but i know for sure after colorguard, and i wanna walk the stage, and kinda wanna go to prom, i wouldnt die if i didnt. its not really my thing. but i know i will be in school for 10 years and i will be 28 by the time i get out, and i wanna have a baby before then bcuz i wanna be on baby 2 by 30. idk and i realize it wont be about me n him anymore and i realize this but i dont know if he does, after he gets back i am going to like make him sit and talk to me about this if we decide to do this. bcuz he is 19 and i am 17, so really idk i feel like im giving up more but i realize he would be giving up just as much. but if we got married then we would be supported medical wise which would help alot.
hes gonna make like 12 an hour. and they get raises out the butt. its a really good paying job. and ironically enough its a electrician job, but i think its alot of money that hes making bcuz its gonna be at y12,if yall had us history, youll know what that is. but yeah. and we are gonna take more then a week but like have at least a week to ourselves to think bcuz he has to be with me all the time so i was like think while your gone. and i know i could ultimately do this on my own if he left for some reason, but i highly highly doubt he will leave me.
and my parents got college covered. and if they dont then i can prolly try to get one off colorguard, ive kinda thought about that too but then id have to do it in college. lol its complicated there too.
i do love him, and i was thinking while making dinner, maybe wait. my first year of college, and see what happens, you know like if i even like what i wanna be, and maybe i will find out i can handle both the college and baby.

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Is $17,100.00 a GOOD Price to buy a 2009 Pontiac Solstice?

Cruise Insurance | Posted by admin
Feb 22 2010

Is ,100.00 a good price for a 2009 Pontiac Solstice? Should I take the leap…after my down payment it will be 0.00 a month for 48 months. It will be my primary car.

It has the following

Mileage 420
Body Style Convertible
Exterior Color Blue
Interior Color Tan
Engine 4 Cylinder Gasoline
Transmission 5 Speed Automatic
Drive Type 2 wheel drive – rear
Fuel Type Gasoline
Doors Two Door
Stock No. 10388A
VIN 1G2MN35B99Y100826
Top Get pre-qualified
for low rates today!
Get a Free CARFAX Record Check for this Pontiac.
Get a free insurance quote for this Pontiac
Get FREE 3-Month Trial of XM Radio

Vehicle Description
Installed Options
Anti Theft Device
OnStar Communications System
Power Driver Seat
Vanity Mirror(s)
Tire Pressure Monitor
Vehicle Stability Assist System
Daytime Running Lights
Driver Air Bag
Anti-Lock Brakes
Air Conditioning
Alloy Wheels
Adjustable Headrests
Front Bucket Seat(s)
Remote Stereo Controls
Bucket Seats
Cruise Control
CD Player
Console
Passenger Air Bag
Rear Window Defroster
Temperature Gauge
Radial Tires
Trip Odometer
Tachometer
Interval Wipers
Rear Defroster
Reclining Seat(s)
Auto Headlight Delay
Center Console
Dual Air Bags
Reading Lights
Power Outlet(s)
Beverage Holder (s)
Intermittent Wipers
Leather Seats
Power Door Locks
Power Mirrors
Power Windows
Power Steering
Remote Trunk Release
Traction Control System
Tinted Glass
Tilt Wheel

Seller’s Description and Comments
Airbag Deactivation,Emergency Trunk Release,Temperature Gauge,Air Conditioning,Vanity Mirrors,Vehicle Stability Assist,Tire Pressure Monitor,OnStar Communication System,Sport Suspension,Power Steering,Power Door Locks,Power Windows,Radial Tires,Trip Odometer,Tachometer,Tilt Steering Wheel,Cruise Control,Interval Wipers,Rear Defroster,Console,Front Bucket Seats,Reclining Seats,Leather Upholstery,CD Player,Adjustable Head Rests,Bucket Seats,Power Mirrors,Traction Control System,Auto Headlight Delay,Daytime Running Lights,Anti-Theft Device(s),Convertible Top,Remote Trunk Release,Power Drivers Seat,Center Console,Remote Stereo Controls,Analog Instruments,Color Coded Mirrors,Rear Window Defroster,Reading Light(s),Power Outlet(s),Alloy Wheels,Dual Air Bags,Driver Side Air Bag,Intermittent Wipers,Anti-Lock Braking System (ABS),Passenger Side Air Bag,Tinted or Privacy Glass,Beverage Holder (s)

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Which car would be best for me to buy?

Cruise Insurance | Posted by admin
Feb 20 2010

*** A LITTLE BACKGROUND INFORMATION ON ME ***

My car recently broke down for good. I was not anticipating having to buy a new car so suddenly. I’m trying to pay off credit card debts and debts from college so I can finally move out of my parents’ house. I don’t want to spend a whole lot for a car, but I want something that will last a while and be reliable. I drive a lot (work is a 30 mi away, I work 5 days a week, doctor appt’s once a week, 90 mi of driving both ways on that day including driving to work).

I’m considered a high-risk driver on insurance until the end of September ‘09. Anything above a 2006 is too expensive to insure.

I don’t know much about cars and I’ve been hearing a lot of mixed reviews on the three I have chosen. Here are the three:

*** THE THREE CARS I’M LOOKING AT ***

1. 2005 Dodge Stratus
42,000 mi
,995
Power everything
Cruise control
4 Cylinder

2. 2006 Hyundai Accent
51,279 mi
,995
4 Cylinder

3. 2006 Chevy Cobalt LS
27,000 mi
,000
4 Cylinder
Cruise Control (I think …)
Comes with GM 100,000 mi bumper to bumper warranty with roadside assistance, etc.

*** WHY I CAN’T DECIDE ***

Chevy’s seem to get mixed reviews. Some really like them, some think they’re junk.

Same for the Dodge Stratus. Some really like them (like my dad who knows a lot about cars), some don’t (my boyfriend who said the Stratus was built after the Intrepid, which was built after his crappy Eagle Vision.) The Stratus also gets mixed reviews on Edmunds.com. A lot of people seem to have transmission problems with them.

Accents get good reviews. Even though the Accent doesn’t have the best mileage in the bunch or a warranty, the reputation makes me notice it.

The awesome GM warranty on the Cobalt and the extremely low mileage is a huge threat to the other two, however, my 65-year old mentor (pretty smart guy involved in politics, economy, etc), says GM is on its way out, and while someone will inevitably buy it out, my warranty might not be any good.

Does anyone have any input on this? Any suggestions for which car I should pick?
/*** RESPONSE **/

I know that Toyotas and Hondas are the best. I really want a Toyota Yaris, however, they are newer models and not only cost more, but I cannot insure them. Honda Civics, even years old and with lots of miles on them still run around ,000 … wayyyy too much. Same with Nissans. I have looked into them all. I don’t want to spend over 9k and I don’t want to get a car older than a 2005.

Autotrader is where I found these three.

I live in Indiana.

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Is $17,100.00 a good price to buy a 2009 Ponitac Solstice with 400 miles on it?

Cruise Insurance | Posted by admin
Feb 18 2010

Is ,100.00 a good price for a 2009 Pontiac Solstice? Should I take the leap…after my down payment it will be 0.00 a month for 48 months. It will be my primary car.

It has the following

Mileage 420
Body Style Convertible
Exterior Color Blue
Interior Color Tan
Engine 4 Cylinder Gasoline
Transmission 5 Speed Automatic
Drive Type 2 wheel drive – rear
Fuel Type Gasoline
Doors Two Door

Top Get pre-qualified
for low rates today!
Get a Free CARFAX Record Check for this Pontiac.
Get a free insurance quote for this Pontiac
Get FREE 3-Month Trial of XM Radio

Vehicle Description
Installed Options
Anti Theft Device
OnStar Communications System
Power Driver Seat
Vanity Mirror(s)
Tire Pressure Monitor
Vehicle Stability Assist System
Daytime Running Lights
Driver Air Bag
Anti-Lock Brakes
Air Conditioning
Alloy Wheels
Adjustable Headrests
Front Bucket Seat(s)
Remote Stereo Controls
Bucket Seats
Cruise Control
CD Player
Console
Passenger Air Bag
Rear Window Defroster
Temperature Gauge
Radial Tires
Trip Odometer
Tachometer
Interval Wipers
Rear Defroster
Reclining Seat(s)
Auto Headlight Delay
Center Console
Dual Air Bags
Reading Lights
Power Outlet(s)
Beverage Holder (s)
Intermittent Wipers
Leather Seats
Power Door Locks
Power Mirrors
Power Windows
Power Steering
Remote Trunk Release
Traction Control System
Tinted Glass
Tilt Wheel

Seller’s Description and Comments
Airbag Deactivation,Emergency Trunk Release,Temperature Gauge,Air Conditioning,Vanity Mirrors,Vehicle Stability Assist,Tire Pressure Monitor,OnStar Communication System,Sport Suspension,Power Steering,Power Door Locks,Power Windows,Radial Tires,Trip Odometer,Tachometer,Tilt Steering Wheel,Cruise Control,Interval Wipers,Rear Defroster,Console,Front Bucket Seats,Reclining Seats,Leather Upholstery,CD Player,Adjustable Head Rests,Bucket Seats,Power Mirrors,Traction Control System,Auto Headlight Delay,Daytime Running Lights,Anti-Theft Device(s),Convertible Top,Remote Trunk Release,Power Drivers Seat,Center Console,Remote Stereo Controls,Analog Instruments,Color Coded Mirrors,Rear Window Defroster,Reading Light(s),Power Outlet(s),Alloy Wheels,Dual Air Bags,Driver Side Air Bag,Intermittent Wipers,Anti-Lock Braking System (ABS),Passenger Side Air Bag,Tinted or Privacy Glass,Beverage Holder (s)

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Will the Ninja 250 Have enough power for me?

Cruise Insurance | Posted by admin
Feb 16 2010

I have been riding offroad and trials since i was 5 years old and have just started the move up to road bikes. I have been riding on a vintage 250 (My father is a colector and there is no insurance premium for L’s on a collector plate) to learn and so far so good. I have yet to bring her onto the highway as the bike wouldnt be too happy if I went any faster then 30-40mp/h.

I would be using the bike for general tasks like the odd commute to school when I’m climbing afterschool or for errands. I live in a very out of the way community and I have to travel an hour and a half on the highway to get to the real "town" so im wondering if the bike will have enough power at these speeds. I dont do this often, say onece or twice a month depending on the time of year, sometimes twice a week in the summer.

Will a 250 have enough power for me to cruise comfortably on the highway or would it be a wiser choice for me to move up to a 500, 600 or 650 to get that extra zip to get me out of a problem if need be.

Insurance was quoted at ~650$ for 110-400cc’s and ~1250$ for 400-750cc’s (ICBC, Im from BC gotta love them!) as I have an L and will have 0 discount level.
I weigh 110 (Im skinny) and im 5.11.
I know Road and Trail are very, very different but clutch management, balance and a general feal of the bike are gained after a few good years ofroad. As i mentioned above I have put down a solid 70-80 hours on a 1967 Puch 250 (On the road) and have found it quite easy so far. I havent gone any faster then 40mph as it starts to get unhappy at these speeds.

I live near Whistler/Vancouver, place called Squamish.
The Puch is quite heavy, comparable to a modern 500cc bike as its full steel and as solid as rock.

Its also a little interesting learning to ride and having to worry about varying your fuel mixture and sometimes air intake if its not happy. This adds some confusion at the start but ive passed this now and im very comfortable tickling the carb, kickstarting it and a few of the choke options. Slowly getting used to fuel mixtures but i wont have to worry about that onece i move up to a newer bike!

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How long do you think it will take for the piracy to end at the Gulf of Aden now that Blackwater is involved?

Cruise Insurance | Posted by admin
Feb 14 2010

Excerpts:

"Billions of dollars of goods move through the Gulf of Aden each year," said Bill Mathews, Blackwater’s executive vice president. "We have been contacted by ship owners who say they need our help in making sure those goods get to their destination safely.

The International Maritime Bureau estimated that more than 100 ships have been attacked off Somalia alone since January. A total of 14 ships and 250 crew members are still being held for ransom.

Among them, the Saudi oil tanker Sirius Star and its cargo worth more than 0 million are still being held. The ship and its 25-member crew were seized on Nov. 14
.

Just this week, pirates fired on a U.S. cruise ship carrying hundreds of passengers as it steamed across the Gulf of Aden on a 32-day cruise from Rome to Singapore.

Blackwater spokeswoman Anne Tyrrell said more than 70 companies, including shipping and insurance firms, have contacted the security specialists for information on the McArthur, although she did not elaborate. She said meetings are taking place this week in London to explain to those interested what the company can provide.

"More than 70 different companies have reached out to find out our capabilities," she said.

http://www.washingtontimes.com/news/2008/dec/04/blackwater-joins-fight-against-sea-piracy/

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I don’t know if it is time to leave…back info……..?

Cruise Insurance | Posted by admin
Feb 12 2010

Sorry bout not enough info. We have dated 3.5yrs He has custody of kids 16 and 18. I have 11yr old. Have been going tween 2 homes for 3 yrs…me to him as In live in condo. This vacationwas just him and his kids no relatives. They went to his home town …..visiting places of interest for 2 wks. They flew first class part of the way( he is travel agent). I work hard but income is down…need 2nd job. He has nice home .car, boat etc. He is generous in some ways. Always pays for dinner etc, we had 2 great cruise vacations. His family treats my son GREAT. Is hesitant to commit. My son sleeps in 4th bedroom/office…..on sofa bed. Refuses to make the room a "bedroom". Offers to include me on his health insurance, at a cost of 0 month. Insures all of his adult family…….sisters…nieces…nephews….they always pay months late. I am happy he loves his kids so much…good quality in him.
He says he loves me very much….but I am just not feeling it. Especially after being left out

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How long does it take for a traffic ticket to get into the computer system before you can pay it?

Cruise Insurance | Posted by admin
Feb 10 2010

A friend of mine got a speeding ticket in Jefferson County, AL while driving on the interstate on November 20th. Supposedly she was driving (86-89) in an area that was posted at 70 or 75. She told me that she remembers being on cruise control before the speed limit changed, but she swears she did not have the cruise control set about 86, nor did she push the gas peddle down any farther to make her go faster than what she set the cruise control. Anyways, I told her that she and her husband need to figure out the calibrations and if it is possible to get from one speed to another between point a and point b in a certain amount of time.

Anyways, she called me the other day ago because she was wondering what to do about her ticket. On the ticket it said that her court date was Dec 17th. The last time she got a ticket was more than 3 years ago. She said that she would rather just plead guilty to the ticket and pay it off, have her insurance go up a little bit, and not have to miss work.

She told me that when she called the court and ask to talk with the clerk or whomever deals with traffic citations payments that when she ask to pay it off, that she was not allowed to pay it yet, because it was not in the system. My friend is worried about this. I told her that I got a continuation for my stop sign infraction. So, I was in a bit of a different circumstance. I told her to talk with a lawyer and see what they have to say.

Is there a chance that the officer forgot to put in the information after her pulled her over? Actually it would have been a sheriff or state trooper I think, because it was for the county and not a municipality. Could the officer have realized he made a mistake and decided to drop the charges or what ever you call it. Did he loose his "discovery". If my friend keeps calling the court or decides to go the court house to pay it in person before Dec 17th, but the clerk tells her that it is still not in the system, does that mean my friend should assume that the ticket does not exist and should not even pay the find or show up on Dec 17th or should she show up anyways, don’t pay the ticket but go in front of the judge and explain to he/she what happened. I would hate for to think Oh well if its not in the system Im not gonna pay for it and think she could get away with not going to court about it.

Has anybody here been in that situation before or know of anybody else? Are there any law enforcement officers or lawyers that would know what to do in this situation.

After I get some of your opinions (I hope), Im going to tell her to talk to her cousin who she told me was coloring a clients hair when the police came to her salon and too her away because she she had not paid off her ticket and did not show up in court that day. Maybe she will know what to expect if that occurs.
well, I don’t know if Florida Law ill work in Alabama. I think there are general rules that cover all states but I think there are rules for each state that are specific to that state and not others. just like municipality tickets might be treated differently than county tickets.

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Is it true that the Republican plan will add 3 million more people to HealthCare because it gives us a choice?

Cruise Insurance | Posted by admin
Feb 08 2010

Now I heard about the Republican plan, and I like it because 30 million people in American are uninsured. So calculating the numbers
12-20 million are illegal aliens – who have no right to be here.
That leaves us with 8-18 million Americans who really don’t have health insurance, out of that which ones are college and young adults who chose not to have health insurance because they want a new car, a new tv around 8-10 million young kids, now then we are left with 8 million people who need health care now some of these are older people who don’t want them because they want to go on a cruise or buy a house at the beach but are still young to qualify for Medicaid/Medicare but will do so in a few years so they don’t want it. 5 million, and that leaves us with the 3 million Americans that really need health care.

So all in all, the Republicans plan will cover those Americans choosing to have health care, not the ones that don’t want it to be forced on them, which is the pinnacle of American society and freedom.
Their Plan outlines:
Purchasing insurance across state lines
Tort reform
No denying preexisting conditions
Tax credits to those that buy insurance on their own. and many more

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I am thinking I want to divorce my wife.?

Cruise Insurance | Posted by admin
Feb 06 2010

We don’t fight but we don’t have the same goals. I want to go cruising (buy a boat and sail to the Caribbean) she wants to sit still and visit with family. We only have one child, actually it is her son but I have helped raise him for about 20 years. We have been married for 14 years and did cruise for 2 years.

I used to feel dependent on her for things like health insurance (we had it from her old employer) and extra income but she hasn’t worked much in the last 6 months. Part of the income thing is that I am a yacht broker and am paid strictly on commission. If I don’t sell a boat I earn nothing and although it isn’t likely one salesman here just went six months without selling anything.

She just came back home after spending six weeks visiting her family and while she was gone I did some hard thinking. My feelings for her have diminished as she has no goals and can’t even decide what she wants to be when she grows up (she is 50.) I know where I want my life to go and I don’t think I can get there with her. The biggest questions are how to breakup and divorce her without hurting her terribly.
Hey folks,

Keep in mind that I do earn a good living and have earned significantly more than her for our entire marriage. I was an engineer and I provided most of the income and the insurance for her and her son. After cruising I am the one that has made almost all of the money and I have been paying for the insurance for the last two years! I have helped support her son and grandson. I do care about her but I don’t want to be sitting here five years from now saying why didn’t I go.

I know that cruising by myself may not be the best but there are women out there that want to go and I think I can find one. I only need one.

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Does the cruise ship insurance only cover if you need a refund or does it cover like accidents or lost luggage?

Cruise Insurance | Posted by admin
Feb 04 2010

is this a gimic?

Cruise Insurance | Posted by admin
Jan 29 2010

i filled out a raffle for a 8 day 7 night cruise at some shopping gallery thng and i got a phone call saying i got picked so i won a trip for 2. but i gotta pay 299 a person or for both i dont kno what he said, hes calling back tomorrow. i also gotta find my way down to fl. it also includes 2 days in disney n epcott n a free car rental but i have to get my own insurance. i asked if hes gunna mail me info on it n he says after the 9.

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Cruise Insurance | Posted by admin
Jan 25 2010

My fiance was ruled at fault in accident, but it wasn’t his fault.. NC?

Cruise Insurance | Posted by admin
Jan 23 2010

Scenario: He was pulled out of a fast food place towards a light, he saw a gap between 2 oncoming vehicles in the crazy traffic. As the first car was passing him, he began to pull out behind him. The car, which was going a decent speed towards the light, then decided to cruise into (without slowing down) the same parking lot my fiance was exiting, with no turn signal. My fiance ended up hitting his rear tire. He got out to make sure everyone was alright, they were. The man sustained a small dent and a little paint damage which he said he wasn’t worried about, but his tire was bent in a little. He said that was all he cared about. He was mechanically inclined and would do the work at home if it was something simple. It turned out to be less than 0 in parts and my fiance was going to pay for them as they had agreed.
I had my fiance call the police so this guy couldn’t exaggerate everything and to show that he wasn’t at fault. The cop said my fiance was at fault since he hit this man.

Well, they were supposed to meet so my fiance could pay him, he just wants it over, and the guy calls today and says he is going to file a claim through the insurance.

Here is the issue: We are house sitting for my mother for a year and he was driving her vehicle, with her insurance. He wasn’t covered. This guy would have to sue her insurance to settle and once my mother gets wind of this, well, let’s just say we are going to be moving somewhere else, and we have 3 kids and basically no money. A few thousand, but not enough to uproot right now. We would have to get another vehicle and 3 months rent ect together.

Point is, this accident was NOT his fault, but since it’s hard to prove the other guy was driving aimlessly with no signaling, it’s hard to prove. What can we do?
We had no choice but to call the police. My fiance was not at fault and, yes, they had an "agreement" just as they had yesterday evening and now the guy is going to go through the insurance anyways. He would have done the same except there wouldn’t be any documentation at the time. The thing that screwed it all up was that my fiance first explained it to me as that the other guy pulled out in front of him. He didn’t fully elaborate. Plus, he didn’t know at the time the other guy was a marine… so the cop would favor him, obviously.
He didn’t hit the guy from just pulling out on him, he was turned left across a two lane road. He pulled into the first lane, about to pull into the other behind the guy and he just cruised into the parking lot with no signal and no braking. More or less, he side swiped the front end of the van. He even turned too early for the entrance.
He isn’t covered on my mother’s insurance. Only she is. It will raise her rates and force her to add him to her policy. Even though he won’t be driving the van. He is/was about to get his transmission repaired so he could drive his vehicle.
Oh, and the light was red. He was clear across the first lane to get over. The other guy was traveling towards the light with no way to see that he was turning, at a decent speed, hadn’t even brake coming towards the light yet. My fiance went to pull out BEHIND him and he swerved into the parking lot with no signal or braking. How was he supposed to know he would turn?

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2 Vs. 1 (Parent Problem)?

Cruise Insurance | Posted by admin
Jan 21 2010

Ok
Lets get something out there, Before you read this I Understand i am Spoiled but i need Answers.

Ok… -Deep Breath-

-20 Minutes Ago-

Im going on a Cruise ship somewheres and my dad never lets me live it down, I feel like everything i Bring up my Dad says "Your going on that Cruise Ship, BLAH BLAH BLAH". So i said i don’t need 500 for Spending on a Cruise, And he said don’t be Ungrateful because you want a Car!
And i said Take the 500.00 and put it towards the car, He he called me a Brat. I said Shove that 500.00 up your ass.
We arnt "Rich", But we have money and it is 800.00 to get My Drivers License, and he told me to Buy a car, Get a Job, Pay for Insurance, and go to School.
And i told him how am i sup post to do all of this and he laughed.

My mom is a very stressful person and she takes this out on me.
I used to cut myself because of all of this, BUT I DONT NO MORE and its just REALLY STRESSFUL and you might not understand.
I show so much hate to my parents and everything is a argument how can i help this.

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This is no Joke just Facts?

Cruise Insurance | Posted by admin
Jan 19 2010

This is all true. Believe or not to believe.
Stella Awards

It’s time again for the annual ‘Stella Awards’! For those unfamiliar
with these awards, they are named after 81-year-old Stella Liebeck, who spilled hot coffee on herself and successfully sued the McDonald’s in New Mexico where she purchased coffee. You remember, she took the lid off the coffee and put it between her knees while she was driving. Who would ever think one could get burned doing that, right?

That’s right; these are awards for the most outlandish lawsuits and verdicts in the U.S. You know, the kinds of cases that make you scratch your head. So keep your head scratcher handy. Here are the Stella’s for the past year:

* SEVENTH PLACE*

Kathleen Robertson of Austin , Texas was awarded ,000 by a jury of her peers after breaking her ankle tripping over a toddler who was
running inside a furniture store. The store owners were understandably surprised by the verdict, considering the running toddler was her own son.

Start scratching!

* SIXTH PLACE *

Carl Truman, 19, of Los Angele’s , California won ,000 plus medical
expenses when his neighbor ran over his hand with a Honda Accord. Truman apparently didn’t notice there was someone at the wheel of the car when he was trying to steal his neighbor’s hubcaps. Scratch some more…

* FIFTH PLACE *

Goes to Terrence Dickson, of Bristol , Pennsylvania , who was leaving a house he had just burglarized by way of the garage. Unfortunately for Dickson, the automatic garage door opener malfunctioned and he could not get the garage door to open. Worse, he couldn’t re-enter the house, because the door connecting the garage to the house locked when Dickson pulled it shut. Forced to sit for eight, count ‘em, EIGHT days, and survive on a case of Pepsi and a large bag of dry dog food, he sued the homeowner’s insurance company, claiming undue mental anguish. Amazingly, the jury said the insurance company must pay Dickson 0,000 for his anguish. We should all have this kind of anguish. Keep scratching. There are more. Double hand scratching after this one..

* FOURTH PLACE *

Jerry Williams, of Little Rock, Arkansas, garnered 4th Place in the
Stella’s when he was awarded ,500 plus medical expenses after being bitten on the butt by his next door neighbor’s beagle – even though the beagle was on a chain in its owner’s fenced yard. Williams did not get as much as he asked for, because the jury believed the beagle might have been provoked at the time of the butt bite, because Williams had climbed over the fence into the yard and repeatedly shot the dog with a pellet gun. Pick a new spot to scratch, you’re getting a bald spot..

* THIRD PLACE *

Amber Carson of Lancaster, Pennsylvania wins, because a jury ordered a Philadelphia restaurant to pay her 3,500 after she slipped on a spilled soft drink and broke her tailbone. The reason the soft drink was on the floor: Ms .. Carson had thrown it at her boyfriend 30 seconds earlier during an argument. What ever happened to people being responsible for their own actions? Only two more, so ease up on the scratching….

*SECOND PLACE*

Kara Walton, of Claymont , Delaware sued the owner of a night club in a nearby city because she fell from the bathroom window to the floor, knocking out her two front teeth. Even though Ms. Walton was trying to sneak through the ladies room window to avoid paying the .50 cover charge, the jury said the night club had to pay her ,000….oh, yeah, plus dental expenses. Go figure.

OK. Here we go!!!!!
* FIRST PLACE

This year’s runaway First Place Stella Award winner was: Mrs.. Merv
Grazinski, of Oklahoma City, Oklahoma, who purchased a new 32-foot
Winnebago motor home. On her first trip home, from an OU football game, having driven on to the freeway, she set the cruise control at 70 mph and calmly left the driver’s seat to go to the back 20′ of the Winnebago to make herself a sandwich. Not surprisingly, the motor home left the freeway, crashed and overturned. Also not surprisingly, Mrs. Grazinski sued Winnebago for not putting in the owner’s manual that she couldn’t actually leave the driver’s seat while the cruise control was set. The Oklahoma jury awarded her, are you sitting down?

,750,000 PLUS a new motor home. Winnebago actually changed their manuals as a result of this suit, just in case Mrs. Grazinski has any relatives who might also buy a motor home.

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Does this make any sense to anyone?

Cruise Insurance | Posted by admin
Jan 17 2010

It’s time again for the annual ‘Stella Awards’! For those
Unfamiliar with these awards, they are named after 81-year-old Stella Liebeck
Who spilled hot coffee on hersel f and successfully sued the McDonald’s in
New Mexico where she purchased the coffee. You remember, she took the lid
Off the Coffee and put it between her knees while she was driving.

Here are the Stella’s for the past year:

7TH PLACE :

Kathleen Robertson of Austin, Texas was awarded ,000 by a
Jury of her peers after breaking her ankle tripping over a toddler who was
Running inside a furniture store. The store owners were understandably
Surprised by the verdict, considering the running toddler was her own son.

6TH PLACE :

Carl Truman, 19, of Los Angeles , California won ,000 plus
Medical expenses when his neighbor ran over his hand with a Honda
Accord. Truman apparently didn’t notice there was someone at the wheel of the
Car when he was trying to steal his neighbor’s hubcaps.

Go ahead, grab your head scratcher.

5TH PLACE :

Terrence Dickson, of Bristol , Pennsylvania , who was leaving a
House he had just burglarized by way of the garage. Unfortunately for
Dickson, the automatic garage door opener malfunctioned and he could not get
The garage door to open. Worse, he couldn’t re-enter the house because the
Door connecting the garage to the house locked when Dickson pulled it
Shut. Forced to sit for eight, count ‘em, EIGHT, days on a case of
Pepsi and a large bag of dry dog food, he sued the homeowner’s insurance
Company claiming undue mental anguish.
Amazingly, the jury said the insurance company must pay Dickson
0,000 or his anguish. We should all have this kind of anguish.

Keep scratching. There are more…

4TH PLACE :

Jerry Williams, of Little Rock , Arkansas , garnered
4th Place in the Stella’s when he was awarded ,500 plus
Medical expenses fter being bitten on the butt by his next door neighbor’s
Beagle – even though the beagle was on a chain in its owner’s fenced yard.
Williams did not get as much as he asked for because the jury believed the
Beagle might have been provoked at the time of the butt bite because Williams
Had climbed over the fence into the yard and repeatedly shot the dog
With a pellet gun.

Grrrrr. Scratch, scratch.

3RD PLACE :

Amber Carson of Lancaster, Pennsylvania because a jury ordered
A Philadelphia restaurant to pay her 3,500 after she slipped on
A spilled soft drink and broke her tailbone The reason the soft drink was
On the floor: Ms. Carson had thrown it at her boyfriend 30 seconds
Earlier during An argument.

Whatever happened to people being responsible for their own
Actions?

Scratch, scratch, scratch. Hang in there; there are only two
More Stellas To go….

2ND PLACE :

Kara Walton, of Claymont, Delaware sued the owner of a night
Club in a nearby city because she fell from the bathroom window to the
Floor, knocking out her two front teeth. Even though Ms. Walton was
Trying to sneak through the ladies room window to avoid paying the .50
Cover charge, the jury said the night club had to pay her
,000….oh, yea h, plus dental expenses. Go figure.

1ST PLACE : (May I have a fanfare played on 50 kazoos please)

This year’s runaway First Place Stella Award winner was Mrs.
Merv Grazinski, of Oklahoma City, Oklahoma, who purchased a new
32-foot Winnebago motor home. On her first trip home, from an OU
Football game, having driven on to the freeway, she set the cruise control at
70 mph and calmly left the driver’s seat to go to the back of the Winnebago
To make herself a sandwich. Not surprisingly, the motor home left the
Freeway, crashed and overturned. Also not surprisingly, Mrs. Grazinski
Sued Winnebago for not putting in the owner’s manual that she
Couldn’t actually leave the driver’s seat while the cruise control was set.

The Oklahoma jury awarded her, are you sitting down, ,750,000 PLUS

a new motor Home. Winnebago actually changed their manuals as a result of this
Suit, just in case Mrs. Grazinski has any relatives who might also buy a motor
Home.

Are we, as a society, getting more stupid…? Ya think??!!

This e-mail has made me very depressed that I live in such a world.
What do you think of this?

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