My wife and I will be moving to Singapore (we are currently living in the U.S.) and I was wondering if there was health insurance that actually would "travel" with you. I’m pretty clueless as to what to think, so any help would be great!!!!
Archive for the ‘International Travel Health Insurance’ Category
Hi, I am a student studying in Chile right now and I would like to travel to Peru and Bolivia in December. I know that Peru does not require a vaccine but I have heard that Bolivia does. I will be crossing the border by land, so are the border officials really strict when it comes to having or not having the vaccine?? And also, if they absolutely require it, is it possible that I could get it here in Chile? I have international student health insurance through HTH Worldwide, do you think they will cover part of it? How much will it cost? Thanks!!
My health plan from work doesn’t cover me when I leave New York, so if I have a medical emergency out of state, I’m in trouble. I’d like to buy trip insurance that covers medical expenses but nearly all the plans I’m finding only cover international travel. Other people must have been in this situation before–what should I do?
How do i get international travel health insurance?
My name is Ionel Nicolenco and I am studying at “Vasile Alecsandri” lyceum in Colibasi,
Cahul, Republic of Moldova in the 12th grade. Thanks to my high academic results (I should mention
that in the current studying year I have grades not less than 10 on a 1 to 10 grading scale) and a
highly selective contest, which included the TOEFL and SAT official tests which I have successfully
passed, as well as other criteria, I have been accepted to the American University in Bulgaria as a
first year student at the Faculty of Computer Science, starting with the Fall 2009 semester, being
partially supported financially.
The AUBG Admissions and Financial Aid Committee awarded me a financial aid for the 2009-
2010 academic year covering 80% of the AUBG Tuition Fee (8300$). The classes are held exclusively
in English, which I have studied as a foreign language. The real challenge for me represents not the
remaining 20% of the Tuition Fee, but the other fees which I have to pay on my own, such as: the
annual Residence Hall fee (,000), the Student Activity fee of $ 220 per year to cover co-curricular
activities, clubs, special events, and recreation and athletic activities; costs for dining at the Canteen estimated at 0 per year, as well as the required textbook expenses which are estimated at 0. Also the international students are responsible for mandatory health insurance (0 estimated),
entry visa fees (EUR 100) and Bulgarian ID card for foreigners (BGN 545, 1BGN=0.68 USD, or 370
USD). Students are also expected to cover the travel costs to and from their home and the University
as part of their financial planning, and with the remaining 20% of the tuition, I am expected to assure
the payment of approximately ,000, the amount of money that my family cannot afford, with my
mother being the only employed in the family, working as a kindergarten teacher.
From this necessity of sponsorship comes my supplication for your help. I really need some advices ….
It gives me this list but I don’t see Speech language pathology. My major is called Communicative Disorders emphasis in Speech language pathology.
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By VINNEE TONG, AP Business Writer Vinnee Tong, Ap Business Writer – Fri May 1, 12:07 am ET
NEW YORK – U.S. companies remain generous with the perks they give to CEOs, including some that are unfathomable to the average American worker: chauffeured cars, bodyguards, club memberships and free travel in company jets.
The median value of these and similar perks rose nearly 7 percent in 2008, according to an Associated Press analysis of regulatory filings from 309 companies in the Standard & Poor's 500. The increase came even as overall CEO compensation fell 7 percent to .6 million.
Perks rose despite a public backlash against such benefits, which many investors and lawmakers deem excessive. They argue well-paid executives should cover the costs of life insurance, charitable donations and financial planning themselves, especially as companies struggle with falling profits, slumping stock prices and massive job cuts.
Even some compensation consultants are saying enough is enough.
"Those are things the average person, the average Joe, doesn't have, so we're saying, don't give them perks," said Paul Dorf, a managing director at pay consultant Compensation Resources Inc.
But plenty of companies are keeping the spigots open. Occidental Petroleum CEO Ray Irani, for example, received 0,000 worth of financial planning, part of a million pay package in 2008. To put it another way, that 0,000 in financial planning is more than the total annual household income of the vast majority of Americans. Occidental spokesman Richard Kline said the comprehensive financial planning helps Irani to "keep his complete attention on the company's business."
The median value of perks — which is the midpoint at which half of the executives received more and half less — was 0,501 in 2008, up from 9,586 the year before. Only three CEOs in the AP survey received no perks in 2008.
And perks made up a bigger percentage of total compensation, rising to 2.25 percent in 2008, up slightly from 1.95 percent, the AP's analysis found.
The biggest earner of perks in 2008 was Johnson & Johnson CEO William Weldon. His perks package was worth .9 million, about 16 percent of his million in overall compensation. Included in his perks package was a .6 million payment to a retirement plan, about 4,000 in personal flights on the company jet and about ,000 for a car and driver.
Only one CEO saw his entire compensation paid in perks in 2008: Richard Fairbank of Capital One Financial Corp. (,344). He received a car allowance, insurance, health care and home security.
Some companies went beyond that. Cablevision Systems Corp. offered top executives free cable TV, free high-speed Internet service and use of the company travel department to book personal travel. Defense company Halliburton Co., meanwhile, has two separate programs to match charitable donations and yet another that boosts political giving.
Fort Worth, Texas-based XTO Energy gave .4 million to Baylor University to help build a new sports complex. It was the second installment of a total .8 million pledge made in 2007 to supplement now retired CEO Bob Simpson's own .2 million donation to his alma mater.
XTO's generosity extended to an unnamed school that Simpson's children attend. It got a 5,000 donation in 2008, the fourth installment of a .1 million gift. A company spokesman did not return a call for comment.
On the other hand, some companies are increasingly using so-called perk allowances, basically cash that executives can dip into at their liking for the perks they want. For example, Tyco International CEO Edward Breen was given a ,000 cash perk in 2008 while Reynolds American Inc. CEO Susan Ivey got ,000 in cash to replace an old executive perks program.
While plenty of companies were still willing to dole out generous perks, compensation advisers say there has been a slight pullback in certain benefits that seem to incite the most public outrage. Ira Kay, director of compensation consulting for Watson Wyatt, called perks a major "irritant" to shareholders.
Some companies are changing their perks policies. Verizon Communications Inc. will no longer offer free jet travel to CEOs once they have retired, starting with its current chief executive. Past CEOs can still fly for free.
"Companies are looking for stuff that isn't central to their pay programs," said David Swinford, chief executive of the compensation consulting firm Pearl Meyer & Partners. "Optics are very critical right now."
I am in some desperate need of work on my teeth; some gum surgery, veneers, whitening, wisdom tooth extraction, and maybe even more. U.S. dentists will charge ,000+ plus for the work I need, which is a little too high for me right now.
- So I plan on traveling overseas for dental work, and Singapore seems to be the safest place to get it done, with the highest standards of quality (Over Hungary and Thailand).
- Has any one every had work done in Singapore, and if so where?
- The most important thing for me right now is the cost. I think my budget is around ,000, and I am hoping my U.S. health insurance plan will cover some of it, though I do not know what is accepted in Singapore.
- I have been looking at;
National University Hospital http://www.nuh.com.sg/ourServices/dentalServices/restorativeDentistry/restorativeDenstistry.htm
Specialist Dental Group: Henry Lee Dental Group
http://www.specialistdentalgroup.com/international_patients.php
and The Dental Studio
http://www.dentalstudio.sg/clinic_director.html
- Has anybody had experience with those clinics? If so, how much and how long were you there for (I only havfe a one week time frame)
- I am pretty set on Singapore, but if any one else has experience elsewhere with cosmetic dentistry, that is not too expensive, please leave your comments (Maybe Spain, Sweden, Switzerland, Hungary, France, Korea, or Belgium)
.. THANK YOU SO MUCH ..
Hi,
I am a South African student, studying toward my Bachelor's in Political Science and Journalism. I am planning on taking a gap year and au pairing in Belgium.
An Au pair salary (or pocket money) is 450Euro per month. I know this is not even a handful, but bear in mind that I will not be paying rent/most food costs/health insurance and even my flight is paid for by the family.
What I would like to know is…
Is 450Euro enough? I would like to actually save most of it.
Hopefully around 250Euro. Does this sound unreasonable?
I am really careful with money and I have already travelled Europa so not muh for me to indulge on.
My main purpose is to experience Belgian cultures, work simple hours a day and complete my degree.
What are my savings/banking option in Belgium??
What are the networks to use for cheap international calls ans text messaging? What is the acceptable amount that I should be spending on phone costs?
Thanks guys, for your help.
email me directly if need be,
a_plly@yahoo.com
I am traveling to France soon and the Sheghen visa requires me to produce the follow: "A letter from your insurance company (+ 1 copy) stating that you will be covered for any medical expenses, hospitalization and repatriation for at least ,000 during your stay in Europe." The insurance available on the internet looks fake. Does anyone know any genuine website/ company to get a short stay health insurance from?
Thanks.
We are taking our 18 month old to Florida (from NY). Since our health insurance doesn't cover expenses across state lines I'm trying to find out if we can purchase travel insurance for domestic travel. My searches yielded results mostly for international travel.
Is there domestic travel health insurance? When I can buy it?
Thanks!
I am going to China in 4 days. I discovered there was no "required" vaccines for China, but did not know there were "recommended" vaccines until today. I did a little research and found what was recommended for China and called some "Travel Clinics". From what I read, the vaccines should be taken weeks or more before you travel to be effective. The clinics told me it is better to have something vs. nothing. These clinics seem to be outside the normal health care channels, as they are not covered by insurance (and it seems many or most of the vaccines are not covered either). They seem just to want to take my money, more than doing what was best or necessary for me. The questions are 1) Do you know if these clinics are really legitimate in telling me to get all the vaccines so soon before the trip? 2). Why are they not covered by insurance? Wouldn't it be in the insurance company's best interest for you to NOT get sick? Aren't HMO's suppose to be "preventative"?
I live in the United States.
If so, any recommendations for insurance providers?
My boyfriend is American and needs health insurance, not for the States but for the rest of the world, mostly New Zealand. Can anyone tell us the best for the cheapest price?
I am traveling to France soon and the Sheghen visa requires me to produce the follow: "A letter from your insurance company (+ 1 copy) stating that you will be covered for any medical expenses, hospitalization and repatriation for at least ,000 during your stay in Europe." The insurance available on the internet looks fake. Does anyone know any genuine website/ company to get a short stay health insurance from?
Thanks.
I will be traveling outside US soon and want to purchase an international health insurance. Which one is better, Access America or Travel Guard?
For a person who's not in the U.S. but will travel there and must purchase insurance before departing from his homeland.
I will be traveling around the world for 4 months and need health insurance as I’m currently unemployed