I am from Philippines and will be going to Poland soon. I will be using a Zaproszenie or an official invitation letter since my travel will be sponsored by my boyfriend who is a Polish. However, will my boyfriend needs to pay my health insurance in Poland? I would also like to ask on what would be the qualifications as a host person of a traveler and the documents he need to submit in Poland for him to qualify as my sponsor? Thank you very much.
Archive for the ‘Travel Health Insurance’ Category
Can I use my insurance, Harvard Pilgrium Health Care, for the hospital birth in Sweden?
My organization paid good salary with health insurance, travel allowance, education allowance, Severance pay (Thai laws). But they don’t have 401K or retirement plan. Therefore, if I do not save money I will not have any saving.
Currently, I open to Thai bank account–Standard Charter Thai and Siam Commercial Bank. I used them on my daily activities–paying bills etc.
Can you please suggest financial plan? What kind of program I can enroll to save about 10-20% of income each month without me using them to buy "nice-to-have" staff lol?
I came home form work the last Thursday and Friday to a full answering machine with messages for a person named Julian Sweet (I don’t know who that is and his name is nowhere near my name). "Julian" apparently was online early Thursday and made MANY online requests for various services – home based businesses, auto/home/health insurance, travel packages, etc. and left my phone number in the request. We’re talking hundreds of requests. In the last three days I have had over 90 phone calls from different businesses seeking "Julian." Today I started receiving mail for "Julian". One of the items was for a new home owner’s insurance policy quote – and based upon the details in the proposal, this person knew my address, the year the home was built, a correct value, when the wiring was last checked… the whole nine yards.
Aside from being irritating and annoying, should I be worried about this? A friend of mine said that there are people who can with "one click" enter my information online and it is sent to hundreds of companies and it will look like I want their services. Is this true? And does anyone know how to make this stop, aside from changing my phone number and moving?
Thanks for your help…
I have lived at this address and had this phone number for ten years. I tried to think if there was anyone I had angered recently but I am drawing a blank. I don’t really have "enemies"… it’s crazy.
I don’t understand why people say public health care couldn’t work in the USA. They work in almost every other developed country and some are even considered superior.
I’m British who’s fiancée is an American currently working as a nurse in the USA. I am neither Republican nor Democrat and it really won’t affect me whether America has a public system or not I’ll still need travel insurance.
It really seems bizarre to me that a country that can put a man on the moon can’t or won’t take care of its citizens. What is stopping it happening? Is it purely the public objection, too powerful insurance companies or simply impossible to complete?
Jimmy J – As I noted in the question I have no intrest in whether USA has a Public system or not as it won’t effect me. My fiancee works as a nurse in the USA so I do have an Interest.
Ruiner – most of the leading and largest pharmaceutical and research companies are based in countries with public health care systems, ever heard of GlaxoSmithKline or AstraZeneca. Only 2 of the top 5 pharmaceutical companies are American and 3 of the top 8. I do like the fact that you choose Laser eye Surgery as an example since it was developed in Holland a country with a public health care system.
Sorry the idea of laser eye surgery was from Holland it was first performed in Germany and then Greece. Both of which have public health care systems
1. What is travel health insurance?
2. Do I have it automatically if I’m under Aetna??
3. If not, how do I get it?
I’m a US citizen, currently living in Japan on a religious activities visa. I’m going home to the US for Christmas for two weeks. In America I have no health insurance. Right now I’m covered under the national health insurance here in Japan, but that doesn’t cover me while I’m traveling abroad. What is the best thing to do about travel insurance?
All the travelers insurance sites I’ve visited ask for my country of residence, which is technically still the US. So, I can’t buy travelers insurance from the US to the US… can I? Or should I say that my country of residence is Japan?
Also, where is the best place to purchase travelers insurance from?
I do have some friends who probably know, and I’m going to ask them. But I thought I’d see what people have to say on here as well.
Thanks for your help!
While setting child support payment, Is the 20% of income figured from Gross or Net Income? Will the court take into consideration of Child health insurance premiums and travel expenses? Texas Law
Can they change the fundemental operation?
HEALTH BENEFITS ADVISORY COMMITTEE.
(a) Establishment-
(1) IN GENERAL- There is established a private-public advisory committee which shall be a panel of medical and other experts to be known as the Health Benefits Advisory Committee to recommend covered benefits and essential, enhanced, and premium plans.
(2) CHAIR- The Surgeon General shall be a member and the chair of the Health Benefits Advisory Committee.
(3) MEMBERSHIP- The Health Benefits Advisory Committee shall be composed of the following members, in addition to the Surgeon General:
(A) 9 members who are not Federal employees or officers and who are appointed by the President.
(B) 9 members who are not Federal employees or officers and who are appointed by the Comptroller General of the United States in a manner similar to the manner in which the Comptroller General appoints members to the Medicare Payment Advisory Commission under section 1805(c) of the Social Security Act.
(C) Such even number of members (not to exceed 
who are Federal employees and officers, as the President may appoint.
Such initial appointments shall be made not later than 60 days after the date of the enactment of this Act.
(4) TERMS- Each member of the Health Benefits Advisory Committee shall serve a 3-year term on the Committee, except that the terms of the initial members shall be adjusted in order to provide for a staggered term of appointment for all such members.
(5) PARTICIPATION- The membership of the Health Benefits Advisory Committee shall at least reflect providers, consumer representatives, employers, labor, health insurance issuers, experts in health care financing and delivery, experts in racial and ethnic disparities, experts in care for those with disabilities, representatives of relevant governmental agencies. and at least one practicing physician or other health professional and an expert on children’s health and shall represent a balance among various sectors of the health care system so that no single sector unduly influences the recommendations of such Committee.
(b) Duties-
(1) RECOMMENDATIONS ON BENEFIT STANDARDS- The Health Benefits Advisory Committee shall recommend to the Secretary of Health and Human Services (in this subtitle referred to as the `Secretary’) benefit standards (as defined in paragraph (4)), and periodic updates to such standards. In developing such recommendations, the Committee shall take into account innovation in health care and consider how such standards could reduce health disparities.
(2) DEADLINE- The Health Benefits Advisory Committee shall recommend initial benefit standards to the Secretary not later than 1 year after the date of the enactment of this Act.
(3) PUBLIC INPUT- The Health Benefits Advisory Committee shall allow for public input as a part of developing recommendations under this subsection.
(4) BENEFIT STANDARDS DEFINED- In this subtitle, the term `benefit standards’ means standards respecting–
(A) the essential benefits package described in section 122, including categories of covered treatments, items and services within benefit classes, and cost-sharing; and
(B) the cost-sharing levels for enhanced plans and premium plans (as provided under section 203(c)) consistent with paragraph (5).
(5) LEVELS OF COST-SHARING FOR ENHANCED AND PREMIUM PLANS-
(A) ENHANCED PLAN- The level of cost-sharing for enhanced plans shall be designed so that such plans have benefits that are actuarially equivalent to approximately 85 percent of the actuarial value of the benefits provided under the reference benefits package described in section 122(c)(3)(B).
(B) PREMIUM PLAN- The level of cost-sharing for premium plans shall be designed so that such plans have benefits that are actuarially equivalent to approximately 95 percent of the actuarial value of the benefits provided under the reference benefits package described in section 122(c)(3)(B).
(c) Operations-
(1) PER DIEM PAY- Each member of the Health Benefits Advisory Committee shall receive travel expenses, including per diem in accordance with applicable provisions under subchapter I of chapter 57 of title 5, United States Code, and shall otherwise serve without additional pay.
(2) MEMBERS NOT TREATED AS FEDERAL EMPLOYEES- Members of the Health Benefits Advisory Committee shall not be considered employees of the Federal government solely by reason of any service on the Committee.
(3) APPLICATION OF FACA- The Federal Advisory Committee Act (5 U.S.C. App.), other than section 14, shall apply to the Health Benefits Advisory Committee.
(d) Publication- The Secretary shall provide for publication in the Federal Register and the posting on the Internet website of the Department of Health and Human Services of all recommendations made by the Health Benefits Advisory Committee under this section.
could you please anyone can tell me the answer.
am from india. i got the job offer from india the company will netherland base. they are sending to netherland. company will take care of my accomadation and travelling and health insurance. apart from that they are given for the 100 euros per week for that is food it is enough for me.
My main thing is 100 euros per week for only food it will enough for that.can anyone tell me the answer. please.
I have a bf in NZ who wants me to move out there. And although he makes it most of the time sounds like living in NZ is too good to be true, I want to know the real facts like your public health system. I have a very good health insurance here, everything I want and need is easily accesible, prices of everyday basic needs are reasonably affordable. I’m pretty much stable here with a home and vehicles I’ve worked for. MY bf has been here but keeps going back because simply he is home sick. I need advice pretty much from someone who can tell me what NZ is really like.
I work as a 1099, my expected income was k, I paid k federal and 00 state estimated tax. I pay my own health insurance out of pocket which cost me 00 and have another k in write offs for travel etc. What do you think I could expect to get in a tax refund?
I am married w/ 2 kids
I am a citizen of Russia (lived here all my life). I was visiting my brother on vacation last year in USA and had a seizure and small stroke so I had to stay in the hospital for a few days. They did a MRI, Cat scan and other things to see what’s going on. I am 60 and have a history of strokes, high blood pressure, diabetes so before I went on vacation, I purchased in Rusia health travel insurance for K. My hospital bill in Houston was K so I thought there will be no problem.
Last week ago, I received in Russia the hospital bill for K because insurance didn’t want to pay because of "preexisting condition". My question is what can happen to me? I am very, very worried. My salary here in Rusia is about K a year so it’s normal that I can’t pay K hospital bill. My brother in USA says nothing can happen but I am really worried. I can’t believe anybody will just leave me alone for this much money. Can you please help in any way; what can they do to me? Thank you so much!
Big insurance companies and pharmaceutical companies spend billions of dollars buying the favors, actions and votes of congressmen and Senators to see they get what they want. The Health Care bill will dramatically reduce the influence from these companies. The "Public Option" will give U.S citizens a fair and affordable opportunity to get reasonable insurance and better health care. If the insurance companies and pharmaceutical companies have their ability to influence and bride our national government leaders will they not shift their efforts to states that Opt Out of the public option? Will opting out not set the states up for graft, corruption and bribes of state law makers? Won’t the citizens of those states opting out suffer or will they be able to travel to other states where they can take benefit of the new Health Care regulations? It appears to me that the only benefit of states opting out of the public option would be to allow the states to negotiate with the insurance and pharmaceutical companies!
I pay child support. But the mother who has the custody doesn’t work, she lives with her parents. She doesn’t have plans to work. Now, child support pays for basic needs, but the law says that for special expenses (vacations, travel tickets, health/dental insurance, private school, college, university) parents must share the expenses according to their incomes. But her income is 0, so I must pay 100%. I’ve been paying 100% of those expenses cause I love my child, but I feel this is not fair. Also I live in Canada and the mother in the caribbean, so I spent a lot of money each month to visit my child. The mother’s parent help with the basic needs but they don’t want to pay for this "special expenses". Is this ok? When we set up the agreement for child support, the court ordered an X amount for child support, but I agreed to pay twice Xto ensure the baby would have a good quality of life.
Yes, works fine, I have talk with 100s who say it’s great. It is a bold face lie they come to the USA for health care, they don’t. Of the 100s I have talked with most don’t own a car or travel. The Nurse I talk with everyday tells me Doctors there also think it’s working fine. The Neocons like to point to malpractice insurance as the reason for high cost’s it’s not. That’s just another lie. 1/10 of one percent is insurance.
Neocons want to get million for their Dad who died but they don’t want you to get a dime when yours dies as a direct result of negligence.
It does work well for the poor. According to the poor i talk with. Yes they tell me long lines are common. I pay my Doctor for a office visit and wait 1 hour many times. It’s no biggy when your sick.
We spend 0 billion on defense and we only spend 14 percent of outlays on Social programs. 3000 died on Sept. 11th. that’s 1/10 of one percent who will die this year because of no health insurance in America.
I NEED TO HAVE HEALTH INSURANCE IN THE USA, TO COVER PREGANANCY.
I CAN SUBSCRIPE EITHER BEFORE MY TRAVEL OR AFTER ARRIVAL TO USA
I have 2 "gap" quarters coming up at school, Winter and Spring term, where I won’t be taking any courses. I will start again in the Fall next year.
The gap is a real headache…but I want to make the most of it and travel.
When I drop below full time I will lose my health insurance and travel benefits though…
Any recommendations for a study abroad program that counts as college credit?
First choice is Spanish language immersion type course
1) Stop providing non-emergency health services to all illegals.
a) if a life threatening emergency, absolutely do everything to save life
b) if not a life threatening emergency, immediately offer full one way transportation to their country of origin and to the nearest hospital. Fully paid for by the US taxpayers. Including the guardians travel expenses as well.
2) Immediate tort reform. Much of the cost of medical bills is because the doctors have to pay such huge insurance bills
just these 2 would make health care significantly more affordable, right?
I need to get some shots done for travel I am going on for work. Here are a list of them:
- PPD
- Polio
- Tetanus
- Hep a
- Hep b
- Typhoid
I also need blood work done: blood type, G69D, DNA, and HIV
How do I know what is covered under my insurance and what isn’t? Here is my insurance list:
Office Visit – Primary Care Physician *.00 Copay.00 Copay
Gynecological Visit, Office *.00 Copay.00 Copay
Routine Adult Physical, Office *.00 Copay.00 Copay
Physical Rehabilitation *.00 Copay.00 Copay
Maternity Prenatal & Postnatal Office Visits *.00 Copay.00 Copay
Lab Tests *0% Coinsurance0% Coinsurance
Diagnostic, X-Rays *0% Coinsurance0% Coinsurance
Mammography *0% Coinsurance0% Coinsurance
Inpatient Room & Board * 0% Coinsurance
Maternity Delivery & Hospitalization * 0% Coinsurance
Outpatient Surgery, Facility * 0% Coinsurance
Emergency Services, Facility * .00 Copay
Mental Health/ Inpatient Hospitalization * 0% Coinsurance
Mental Health/ Outpatient Visits * 20% Coinsurance
I am a citizen of Russia (lived here all my life). I was visiting my brother on vacation last year in USA and had a seizure and small stroke so I had to stay in the hospital for a few days. They did a MRI, Cat scan and other things to see what’s going on. I am 60 and have a history of strokes, high blood pressure, diabetes so before I went on vacation, I purchased in Rusia health travel insurance for K. My hospital bill in Houston was K so I thought there will be no problem.
Last week ago, I received in Russia the hospital bill for K because insurance didn’t want to pay because of "preexisting condition". My question is what can happen to me? I am very, very worried. My salary here in Rusia is about K a year so it’s normal that I can’t pay K hospital bill. My brother in USA says nothing can happen but I am really worried. I can’t believe anybody will just leave me alone for this much money. Can you please help in any way; what can they do to me? Thank you so much!
Thanks for reponse Katy. Actually, here in Rusia all that stuff is free too. If I only knew I was going to get sick I would have stayd home.
I am trying to figure out a monthly budget for living in Shibuya, Tokyo.
rent = ¥272k/m
phone = ¥3k/m
cell phone = ¥5k/m NTTDocomo
transportation = ¥20k/m
health/travel insurance =
Utilities = INCLUDED IN RENT
food = ¥40k/m
play around money = ¥15k
save money = ¥100k/m
am I missing anything? is the info I posted similar to anyone elses?
Hi everyone ,
Am 26 yrs doctor living in Dubai . Planing to move to USA with my husband .My husband is a U.S citizin who is also a doctor.I have few questions which am worried about and i hope someone can help me out 
:
1- What is the health insurance plan for non-us citizen ? ( my husband has american passport but i don’t ) ?
Am going to the US for the 1st time , and seems to live there since my husband works there , here in Dubai our insurance covers every thing up to dental treatment and we don’t even have a tax system
2- How can i get the green card ? and can i travel out side the US anytime or should i stay for a certain period of time with out leaving the US to get the green card?
Am confused and worried .I appreciate your help
Thanks alot