Archive for the ‘Travel Medical Insurance’ Category

Back Brace Indicated for Correcting Adult Scoliosis?

Travel Medical Insurance | Posted by admin
Mar 06 2010

i am 26 years old and i have been diagnosed with scoliosis. i have no medical insurance and care credit has rejected my application for financial assistance. the chiropractor who initially diagnosed the condition through x-rays cannot treat me as my finances currently stand.

i sought a second opinion before i learned that financing was not an option, and was advised to seek treatment at a scoliosis specialty hospital in phoenix (i live in kc, can’t afford chiropractor, how can i afford extended travel out of state, plus medical expenses?) where i would be fitted with a brace for 3 to 6 months (again, how would i be able to be away from home that long, while raising 2 toddlers?)

is there any proven remedy for adult scoliosis? could i obtain a back brace somewhere besides a hospital or scoliosis center that could help me? i am in constant pain & can barely pick up or carry my children any more.
i already take 1000mg acetominophen along with 600mg ibuprofen several times per day & i worry about damaging my stomach lining… i would really like to be able to eliminate the need for pain medication or at least reduce the amount required to provide relief.

the chiropractor estimated that i have about a 10 degree curvature, with the sharpest angle right at the base of my neck between my shoulders.

my right shoulder is an inch higher than my left, and my right hip is a half-inch lower than my left.

he also recognized whiplash damage in my neck, but i can’t remember ever being in an accident or other situation that could have caused it.
the chiropractor who initially diagnosed my scoliosis suggested a course of adjustment & therapy treatment; the second opinion guy wanted to put me in a brace… since i have no medical ins. & lack the financial means to pay for treatment, i wanted to know if there was anything i could do on my own…. such as obtain a scoliosis brace…

what would be the best course of action to improve my quality of life?

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Have you ever been a medical tourist?

Travel Medical Insurance | Posted by admin
Mar 06 2010

When I was at the store a few hours ago, I saw the cover of the current US News and World Report magazine. I didn’t read it, but the cover story is on medical tourists. Medical tourists are Americans who go to other countries, especially India, for medical care because of the outrageous cost of health care here in America. However, I wouldn’t think that medical care abroad would be covered by insurance( I know my insurance doesn’t cover it), so I’d think it would still cost a lot of money. Plus, there’s the high expense of travel. So how can going to Asia for medical care save that much money? If you’ve been a medical tourist yourself, please share. Thank you.

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what are these forms?

Travel Medical Insurance | Posted by admin
Mar 04 2010

hi
i recently submitted my travel insurance claim along with a medical certificate..
but they are also requesting for some HIPAA forms..what are those?

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I'm trying to see if my hobby as as virtual admin support would be beneficial to consumers If I start a bus.

Travel Medical Insurance | Posted by admin
Mar 03 2010

services I would offer:Accounting,Advocate forcorrespondence
Background ck Basic business writing Basic copy editing Basic proof reading Bill paying/invoicing Buy/send gifts/cards for customers of the client Collections Complaint handling Coor. of web design Create/maintain databases Data entry-all types Dining reservations (local and while traveling) Document Preparation E-Mail Management Golf tee time reservations Handling reservations for seminars given or attended by the client Inquiries for all services offered Loan processing Mailings Medical- correction and or re-sub of claims Medical-claims processing Medical-insurance follow up/collections Medical insurance verification Medical- patient billing statement Medical- pre-authorization Medical retrieval of billing informationMeetings and event planning
Newsletter creation ,personal/business data ,Power Point present …….. WHAT DO YOU THINK ?

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hi i got a job offer from British Petroleum Company, i jus wanna know if its fake or genuine?

Travel Medical Insurance | Posted by admin
Mar 01 2010

i posted my resume on minhetti.com a job portal and then they sent me a offer..im copy pasting the mail for u ..can u pls tell me if its fake or genuine?
BRITISH PETROLEUM COMPANY UK
International Headquarters
1 St Jame’s Square
London, SW1Y 4PD
UNITED KINGDOM.
Tel:004470318 60805

Dear Employee,

We have confirmed your CV/Resume,at {www.mihneti.com} and here under, you will find the current vacancies/ positions where expatriates are needed in our Company (PETROLEUM COMPANY).

All positions attracts under listed benefits:

1. Two Bedroom Apt
2. Free Medical & Travel Insurance
3. 12 Days Leave / break/ Vacation after every 90 working days
4. Flight Fares (Air Tickets)
5. Free Education Scheme for expatriates children/family

A. One Reference Letter
B. Passport Copy

The Scan copies of these Documents {Reference Letter & Passport Copy} should be provided to us through e-mail attachment. This is for fast processing, because all the positions needed expatriates" who will be able to start up employment on January/March 2010 . Hence every Arrangement need to be made as quickly as possible.

Below are the Available/Existing positions/vacancies in
BRITISH PETROLEUM COMPANY UK. Kindly reply us by forwarding your CV/Resume to us for our considerations/confirmation.. The positions are as follow:

Job #1: Petroleum Engineering
Job #2: Drilling Services
Job #3: Civil Engineering
Job #4: Computer Engineering
Job #5: Architect Engineering
Job #6. Marine Engineering
Job #7: Mechanical Engineering
Job #9: Electrical Engineering
Job #10: Electronics-Telecommunication Engineering
Job #11: Surveying Engineer
Job #12: Aerospace Engineering
Job #13: Internal Auditor
Job #14: Site Engineering
Job #14: Piping Engineering
Job #15: Inspection Engineering
Job #16. QA/QC Engineer
Job #17: Accountant Engineer
Job #18: Design Engineer
Job #19: Factory Engineer
Job #20: Engineering Manager
Job #21: Production Manager
Job #22: QA/QC Manager
Job #23: Production development Exec
Job #24: Workman/foreman/technician
Job #25: Service/maintenance supervisor
Job #26: Project Manager
Job #27: Manufacturing /Maintenance
Job #28: Safety Officer
Job #29: Environment Engineer
Job #30: Geo technical Engineer
job #31: Medical Consultants/Specialist.
job #32:Mining Consultants.
Job #33: Engineering consultants
Job #34:Financial Consultants.
Job #:35Petroleum Geologist.
Job #:36:Welding and heavy fabrication.
Job #37:Professional Executive Secretary.
Job #38:Human Resources, Administration.
Job #39:Marketing.
Job #40:Guest Private Security
Job #41;Driver
Job #42:Sales Manager
Job #43:Stock keepers
etc.
Applicants with other skill are also to send in their CV also.
Stated below are the available locations here in UK:
We are looking forward for your earlier response:

Regards,

Mr.JOSEPH GREY.
CHIEF RECRUIT MANAGER
BRITISH PETROLEUM COMPANY
UNITED KINGDOM.

http://www.gpuk.org/atlantic/press/dtibrief.html

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Medical bills going to court has anyone ever won?

Travel Medical Insurance | Posted by admin
Feb 28 2010

I had gallbladder surgery in late February. My deductible is 00 with insurance. I p[aid the hospital 00 upfront before the surgery. I still owe 00 thereabouts. Husband has been out of work injured on job (no workmens comp no assistance whatesover but we are in applying process for social security) I have four kids and was a stay at homeMom and I have a heart problem. I went back to work fulltime but Im a travel agent so I dont make a lot of money and with mortgage and 4 kids I cant pay this bill (mind you husband has had two hip surgeries so we owe like ,000 there as well) I told the hospitasl when husband gets disability backpay in a couple months Id pay them in full but they are still sueing me at end of this month is court case. have you ever heard of a judge feeling sorry for a person and throwing the whole case out? I cant pay this bill I can barely pay my mortgage and monthly bills. I was told I cant get govt assistance because Im not an aillegal alien.

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Someone can translate this phrase to spanish?

Travel Medical Insurance | Posted by admin
Feb 26 2010

Phrase No 1.
The tuition fee for the program is CDN (subject to change). Travel, food and accommodation, medical insurance, and textbooks are not included in this fee. Additional fees include a CDN application fee and a 0 CDN deposit, both of which are nonrefundable.

Phrase No.2
These teachers will acquire specialized knowledge and review current trends in the field of English as a Foreign Language methodology.

Phrase No3.
This program is a Non-Credit Professional Development Program

Regards..

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What are all the documents required to show to the officers while travelling on h1 from India to USA?

Travel Medical Insurance | Posted by admin
Feb 24 2010

in addition to the following
1) Passport
2) I-797 ,I-129
3) Offer Letter .
4) Medical Insurance ??? required ?.

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My daughter needs a special needs trust fund in Missouri.?

Travel Medical Insurance | Posted by admin
Feb 22 2010

She is 2 years old and has Rett Syndrome. We have many travel and Medical bills that insurance will not pay for. We have been told that we can raise money and put in in this fund without it affecting her medicaid or disablity. I thought all we needed was to set us the trust, make ourselves executors and keep all receipts if ever audidted. Is this the case? Our lawyer does not seem to be sure. Any other info would be apprecialted.

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A bone on the outside of my left knee?

Travel Medical Insurance | Posted by admin
Feb 19 2010

The bone seems to travel up/down the outside of my knee cap, depending if I extend/contract my knee. My right knee does not have this problem. My left knee feels weird, mostly weak. What could it be? Unfortanatly I don’t have medical insurance, otherwise I would go see a doctor. Any help would be much appreciated

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Can you solve my problem?

Travel Medical Insurance | Posted by admin
Feb 18 2010

I got a offer letter and it is ok or wrong,

Attention: Susil Kumar,

We are in receipt of your mail, and signed contract letter and we acknowledge receipt and have filed same.

We usually require new employees to report to our recruiting office here in Ghana for visa screening and processing of all required travel documents, for effective and early service we shall further proceed to the Australian Immigration Service for processing of working visa in a period of 5-6 working days and courier to candidates hard copy of working permit/ visa Approval letter, and candidates will be invited to Australian embassy in home country for final stamping of Australia PR work permit on candidates passport.

You are here provided with guidelines on further proceedings and Recruitment requirements;

(1) On receipt of duly signed contract letters we expect to receive a full payment of ,200 usd from candidates, described viz;

· 0 usd for overnight international overseas courier service messrs DHL to courier you hard copy immigration documents, Travel insurance documents, employee company ID Card and other relevant

· 0 usd first installment of our professional/translational charge.
· 0usd international medical/flight insurance fee.

(2) You are required to forward to us scanned copies of your international passport.
(3) A recent passport photograph.
(4) A detailed courier address for receipt of your documents.
(5) Scan copy of your degree certificate obtained. (Received)
On receipt of all these requirements, only then will we further proceeds to complete all your visa procurement with the Australia immigration.

Our service charge is 00(one Thousand five hundred US Dollars), In this case candidates will pay to us 0 as first installment now and balance upon them entry to their work place in Sydney Australia. And in the same condition & wrest 0 usd will be deducted from employee salary 0 in each month as above clear within 9 months.

Note that with reference to employer Expatriate statutory decree section 3645 sub section 1b adopted by your employer, on completion of all processes, employees shall be duly reimbursed on all expenses incurred as regards processing of relevant travel documents along with their one month salary, entitlements/emoluments including Air tickets four days before employees embark on journey for job start.

You are required to forward all payments to our processing officer with Bank TT transfer or Western Union Details Below:

Name of Receiver: IFEANYI SUNDAY
Address: Accra Ghana
Secret question: How
Answer: Good
AMOUNT: ,200 USD

Bank Account Details:
Standard Chartered Bank
PO Box 768
Accra Ghana
Swift: SCBLGHAC
Account Name: Mrs Rose Awuah
Account Number: 0150443004500

Note that upon remittance of payment you are advised to send a scan copy of payment slip along with all required documents us and should be forwarded to employer for reimbursement purposes.

Regards

Oral Jean
Recruitment Consultant
Bloom Travels And Tours Limited
23 Lashibi rd, Accra Ghana
Email: o_voyages@yahoo.fr
+233248188835

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What is "Release of All Claims" form?

Travel Medical Insurance | Posted by admin
Feb 16 2010

I got into a car accident recently. No injuries thankfully. The car damage will be roughly about 00 (The appraiser has not yet sent me the estimate). The car is not drivable, so I am taking the bus/metro. I also went to the doctor for a checkup (which cost me my basic co-pay).

The adjuster called me and said they will refund 0 towards my travel/medical expenses. I said fine. Today, I got a letter from them saying I have to fill a "Release of All claims" form.

The form basically mentions that they will pay me 0 and says that I will not hold the insurance company or the insured liable for any more claims. Is this a standard procedure? It does not even talk about the additional expenses (approx 00) which will be towards car-repair.

Please advise. What should I do? It is a typical auto insrance claim with no injuries. Why are they making me sign such a Release of Claims form? Should the form mention about the car-repair expenses also?

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Now is ABU DHABI CENTRAL HOSPITAL – UAE?

Travel Medical Insurance | Posted by admin
Feb 15 2010

I’m seen too much people receiving a letter by Mr. or now Dr. Muhammad Khan/ Brown Tailoring INC/ etc… recruitment me for a job in UAE. Now is a Health Company – Hospital…

Do you want to read, go ahead…

Dear A B C,

ASSALAMUAILAKUM WAHABARAKATUM!!!

This is to inform you that we acknowledged the sent of your Documents and confirm it same ok and also Affirmation that your Experiences and Qualifications where found suitably qualified for the requirements of ABUDHABI CENTRAL HOSPITAL, your CV documents has Already Qualified / permits you to work to ABUDHABI CENTRAL HOSPITAL.

This document attached embodies the approved Terms for the purpose of this contract.

Now, you have to contact the Dubai Tourism Group here in Dubai for the procurement of your Valid Visa and work/residence permit papers as we are having a contract agreement with them for the easiest acquisition of employee’s necessary valid travelling document also sign the Contract agreement and send to Dubai Immigration Service.

THE IMMIGRATION CONTACT DETAILS BELOW:

ATTN: BARRISTER STANLEY PATEL
CHIEF IMMIGRATION LAWYER
INTERNATIONAL TOURISM GROUP – EMIRATE TRAVELS
ADDRESS: AJMAN IMMIGRATION BUILDING,
P.O.BOX 978, ABU DHABI – U.A.E
CONTACT NUMBER : +971509326375
Hot-line Telephone Number: +8821621194332
Fax: +971 4 3376411
E-MAIL : visa.uae@ozu.es
High Commission Visa inquiries: 00971-501507568

Update us with the process between you and the Dubai Tourism Group incase of advice where necessary.

Also remember that any Expenses you make on the process of procuring your Work and Resident Permit will be Re-imbursed to you immediately you submit your expenses report, and the Re-imbursement will come along with your Upfront first month Salary and Airfare as already stated on the Attached Contract Agreement and Your Success Letter.

Congratulations!!!

Regards,

Dr. Muhammad Khan

N o w t h e l e t t e r . . .

Human Resources Dept. Manager, ABU DHABI CENTRAL HOSPITAL
Po Box 233, Abu Dhabi
United Arab Emirates
Telephone: +971-566513575
hr@adhc-ae.we.bs
info@adhc-ae.we.bs
Website: adhc-ae.we.bs

JOB REFERENCE NUMBER : ADCH/1778388AE/AD009/010

DATED : 18TH MAY, 2009

Position Reference: ABC

SOFT COPY OF OFFICIAL LETTER OF APPOINTMENT

We refer to your earlier forwarded application CV / Resume for job engagement with relations to the ABU DHABI CENTRAL HOSPITAL.

On the above subject matter, ABU DHABI CENTRAL HOSPITAL management hereby congratulates you on your successful emergence based on detailed recruitment by our recruitment manager; Dr. Muhammad Khan. Further details are as follows:

DESIGNATION: CHEMICAL RESEARCH MANAGER

MONTHLY SALARY
USD ,500.00 (Nine Thousand Five Hundred Dollars only) monthly/take-home (After tax), with US 0.00 (Four Hundred Dollars)Weekly for pocket allowance,Sterling, Euros or Indian Rupees equivalent depending on home country and currency preference.

BENEFITS: Travel Insurance, Medical Insurance, 3 Bedroom Flat Duplex, Free Education for your children both Home or Abroad, Toyota Camry 2007 Revolution and 10 to 15 Days Break / Leave after every 90 Business Working Days.

JOB LOCATION: DUBAI – UNITED ARAB EMIRATES.

START DATE: You shall be expected to resume on site latest by the 30th of JUNE 2009.

WORK TIMING: START 9:AM 12.NOON(BREAK) START AGAIN (1:30PM TILL 5.PM)
WORKING DAYS : SUNDAY TILL THURSDAY. (FRIDAY AND SATURDAYS ARE OFF)
DURATION OF CONTRACT : 2YRS CONTRACT – RENEWABLE.

Herein, you have been forwarded employers’ prototype of contract terms and conditions via e-mail (Attached) for your perusal and digest; on your satisfaction and agreement with terms and response, you shall be expected to start your job processes and will be sent hard copy of contract document through the TNT/DHL courier services for endorsement via your Local Representative. Agreements will also be signed during the job process

JOB PROCEEDING/REQUIREMENT:

All employees successfully screened and recruited to Resume employment at this new ABU DHABI CENTRAL HOSPITAL (And not presently possessing a valid Dubai Residence and Work Permits Clearance Papers) shall be expected to personally incur all expenses as shall be related to the processing, procurement and acquisition of their necessary permits clearance papers with the Dubai Traveling Agency and shall be duly reimbursed and will be substantiated with receipts and the employer will reimburse the employee not later than Five (5) working days after submission of employee’s expense report and receipts.

You shall be required to furnish us with your valid Dubai residence and work permits papers after 8 working days of appointment as a proof of readiness to join the ABU DHABI CENTRAL HOSPITAL team in the due time as stipulated above for your job resumption with the ABU DHABI CENTRAL HOSPITAL and also to e

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my son is traveling to study in the USA for 8 months,what type of medical insurance should he get?

Travel Medical Insurance | Posted by admin
Feb 13 2010

during the period that he will be staying over there.

Does anyone have any info on starting a fundraiser ? Need to raise money?

Travel Medical Insurance | Posted by admin
Feb 12 2010

for medical,travel, and living expenses. Have a family member with extremely rare disease… no insurance, no funds. Needs surgery in another state. HELP!

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My son is traveling to study in the USA for 8 months,what type of medical insurance should he get?

Travel Medical Insurance | Posted by admin
Feb 10 2010

during the period that he is staying over there?

Best UK travel insurance?

Travel Medical Insurance | Posted by admin
Feb 09 2010

I and my parents are traveling to Newquay in June and I would like to know what travel insurance site is good. Have tried looking at confused.com and came away even more confused then I was before. Travel supermarket.com are ok, but a bit complicated. What can you recommend that covers medical, luggage and theft loss? Anything with links would be good.

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My son is traveling to study in the USA for 8 months,what type of medical insurance should he get?

Travel Medical Insurance | Posted by admin
Feb 07 2010

during the period that he will be staying over there.

My son is traveling to study in the USA for 8 months,what type of medical insurance should he get?

Travel Medical Insurance | Posted by admin
Feb 06 2010

during the period he is staying over there?

Fresh Indian passport required a schengen visa. is it possible ?

Travel Medical Insurance | Posted by admin
Feb 04 2010

well i consulted so many travel agents and everyone is saying NO , that i wont be able get visa for schengen and there are are so many reasons for that
a)Because, I have a fresh passport and i have never travelled abroad.
b) Noone from my family have every travelled abroad.
c) I am student and 21 years old .
d) and my parents must have atleast 5lak + bank Balance
e) and Why only me in my family wanted to travel Europe

Why the hell is this all ? I really cannot understand why they are so strict . I have all my doccuments ready and they all are genuin.

I have travel intiary .
(my dad sponsoring me)
bankbalance 2 +
Credit card
Property proof
income tax return
confirmed tickets
hotel booking for first destinanton
medical insurance upto 30 k euro

What you think guys ???? would i get visa or not ?

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Does anyone have any info on starting a fundraiser ?

Travel Medical Insurance | Posted by admin
Feb 03 2010

Need to raise money for medical,travel, and living expenses. Have a family member with extremely rare disease… no insurance, no funds. Needs surgery in another state. HELP!

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Can you get travel insurance that covers just one of your pre-existing medical conditions?

Travel Medical Insurance | Posted by admin
Feb 02 2010

I live in the UK and have two pre-existing medical conditions but I only want cover for one of them. Is this possible? I have been told that I either have to cover all pre-existing conditions or none at all and I’m not sure if this is true. I am guessing that not disclosing everything isn’t a good idea as the insurance company might use that as an excuse to not pay out should I need to make a claim?

Thanks!

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Tourist visa for the states?

Travel Medical Insurance | Posted by admin
Jan 31 2010

Hello,
I came 8 months ago with my family in the states but my brother is back in my country cuz at the time we won the green card he was already over 21. So my questions is since we’re still not citizens of the states is it possible to make invitation for my brother to visit us (tourist visa)? If yes how I do it? Should I use a special form or letter? Should a notary certify it?

I’ve been making some research but it’s still not clear to me how exactly does it work. Here are 2 examples. is this how its supposed to be?

To,
MY BROTHERS NAME
HIS ADDRESS

Dear MY BROTHERS NAME
I am doing fine, and hope the same for you. I am inviting you to visit us and spend your vacation in USA with us. During your stay, we would visit various tourist places in USA such as New York, Washington DC, Niagara Falls, Las Vegas, Los Angeles, etc. It will also be an opportunity for you to see and experience the American culture, meet different kinds of people and different variety of food.

I will be taking care of your entire USA tour expenses, including the round trip air fare to USA, food, housing, travel within USA, medical insurance and all your other personal expenses. You will be staying with us at our above given residential address.

Herewith I’m sending all the required documents for getting the necessary tourist visa from the US Consulate, in MY COUNTRY
I am eagerly waiting for your arrival in USA.

Your

MY NAME

and the other one is:

Date: _________

United States Consulate General
(Address of Foreign Consulate Where Person Will Apply for the Visa)
Dear Honorable Consul:
1.My name is _______, and I reside at _____________________________.
2.I am a United States citizen (or lawful permanent resident alien).
3.I am requesting that you issue a tourist (B-2) visa to ___________, in order to allow her/him to visit with me in the United States.
4.(Explain your relationship to the person in number 3 above).
5._________ will be visiting with me from ______ to ______. (Explain why you want the person to visit).
6.During her/his stay in the United States, she/he will stay with me at my home/apt. at the address stated above. I will be responsible for all of her/his room and board expenses while she/he is in the United States.
7.Upon the termination of her/his visit, she/he will return to _________.
8._______ will be presenting this letter to you, together with other evidence to establish her/his close ties to her/his country, and to assure you that she/he will return prior to the expiration of their stay in the United States.
Your kind consideration to this request will be greatly appreciated.
Very truly yours,
Name
Address
Telephone No.

which one is better?

Thank you in advance
jordan

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Can my medical insurance deny a claim because they are based outside the state where I work?

Travel Medical Insurance | Posted by admin
Jan 30 2010

I work for a hotel chain in one of their Georgia locations. The company has contracted our health insurance with Blue Cross Blue Shield (BCBS) of Alabama. The doctor ordered a series of blood tests, and after having them done in Atlanta, BCBS denied the claim because according to them, they only cover diagnostic tests carried out in Alabama. Is this legal? Does this mean I have to travel to Alabama every time I require a diagnostic procedure?

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auto-insurance coverage for co-passenger (no medical coverage)?

Travel Medical Insurance | Posted by admin
Jan 28 2010

I live in Colorado, USA. Recently, while driving a rental car, I met with an accident. I was at fault for the accident. One of my friend was traveling during the accident. And he got whiplashed because of the accident. He took the treatment, diagonosis and approached his healthcare provider to claim for the expenses incurred for the treatment. My friend’s healthcaare provider processed it initially. However, he they have got back now and queried about this accident information and why it was claimed when this must be covered by driver’s auto -insurance, i.e., me.

Please note that as a driver, I was insured with auto insurance which covers sufficient BI, CD. I did not choose for ‘Medical Coverage’ as part of auto insurance policy. (as I had health insurance to take care). So, in this case, since he was traveling in the same vehicle which met with accident and I was driving it, I am wondering :

1) how will my auto insurance policy cover it, as BI?

2) If my auto insurance policy denies it on the ground that the claim person is driving in the same vehicle, will his health care provider be taking care of?

I would really appreciate any kind of information around this.

Thanks,
Paddy

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